Welcome to XM Trading Academy. By using our website, enrolling in any course, attending our physical or online academy, or subscribing to trading signals, you agree to these terms.

What we offer
We provide crypto trading education, mentorship, and learning tools only. We do not give financial or investment advice.

No profit guarantees
Crypto trading is risky. We do not promise profits, income, or trading success.

Your responsibility
You are fully responsible for all your trading decisions and any gains or losses.

Payments
All course fees and subscriptions must be paid in full. Payments are non-refundable unless clearly stated.

Use of content
All academy materials are for your personal use only. You may not copy, share, record, or resell our content.

Account access
We may suspend or terminate access if these terms are violated.

Changes
We may update these terms at any time. Continued use means you accept the changes.

Governing law
These terms are governed by the laws of Nigeria.